It's always a great time to invest in a new Kia or used car at Tom Kadlec Kia. We love offering our customers from Rochester, MN, Stewartville and Kasson excellent financing options when they shop with us. There are benefits to both buying and leasing, and if you're in need of some guidance in regard to making the best choice for you, we're here to help.

Tom Kadlec Kia Is On Your Side

As your premier new Kia and used car dealer, it's our first priority to offer you great deals on cars, trucks and SUVs as well as feasible and flexible financing options. Our finance team is ready to work with you, your personal credit situation and your lifestyle to craft a financing plan that's specific to you. We want our customers to leave our dealership feeling great about the vehicle they're buying or leasing and comfortable with every aspect of their financing plan. We'll work harder than any competing dealer to offer you the most affordable and preferable lease or loan plan, and we'll even work with you if you don't have ideal credit. Tom Kadlec Kia is dedicated to ensuring drivers from Kasson, Bryon, MN and beyond are able to buy or lease the vehicle of their dreams with ease.

Buying Vs. Leasing

Both buying and leasing offer unique advantages, and their appeal is dependent on your personal driving style and budget. Our team recommends leasing to our customers who aren't totally interested in driving a vehicle for the long-term. Leasing is a great choice for drivers who prefer getting behind the wheel of a new model every few years. This allows you to experience and engage with the latest developments in technology, entertainment and safety - and your monthly payments are usually lower than if you'd chosen to buy. Leasing, however, does mean you'll have to return your vehicle at or under a specific mileage when your lease is up. Once your lease is up, you can either renew your lease, lease a new model or opt to buy the model you were leasing. Buying a new or used car is a better option for a driver who tends to rack up miles and wants to drive their vehicle for the long-term. When you take out a loan, you can pay it off as soon as you're able to. Buying a vehicle allows you to make any permanent changes, alterations and additions to your car as well. This means installing new parts and accessories is possible, as well as changing the physical appearance of your vehicle. Once your loan is paid off, you own your vehicle outright and can either continue driving it or you have the option to sell it.

Our team will chat with you about your budget and driving style so we can help you make the most ideal decision regarding your financing plan. We'll help you get approved for financing and design a lease or loan that aligns with your budget. We strive to deliver plans that are clear, easy to understand and affordable.

Buying or leasing your next car from Tom Kadlec Kia is exciting and easy - and we can't wait to prove that to you. Apply for financing online before you shop with us to save yourself an extra step, and visit us in Rochester, MN at your earliest convenience to check out all our new Kia models and used cars.