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Explore loan and lease options with clear answers and personal guidance from our team in Rochester.
Financing is an important part of buying a vehicle. It should also be easy to understand. At Tom Kadlec Kia, our friendly finance managers help you explore your budget, compare loan and lease options, and find a financing program that fits your needs.
We work with customers from North Rochester and Kasson to Douglas, Oronoco, Stewartville, and Byron. Whether you’re right down the road or an hour away, our goal is the same: exceed your expectations with clear answers and personal support.
Start with our online credit application, use our payment calculator to estimate your buying power and monthly payments, or contact us to talk through your options.
Every credit history has a story. Explore where you are today, and let our team help you review available financing options for your next vehicle.
Our loan process helps you explore competitive interest rates for your next vehicle purchase. Review available new-vehicle APR offers and used-vehicle financing rates with our team.
Choose from our new and used Kia inventory, and complete our free credit application to get started. Vehicle availability and financing offers change; contact us for current options.
Apply for Financing →Through relationships with local and national lenders, we can help you explore financing for a new or used vehicle. Whether your credit is near perfect or has a few setbacks, our finance professionals will review your situation.
Complete our free credit application so our team can begin working with you, then explore our available Kia vehicles.
Start Your Application →New to the country, building credit, or turned down before? Talk with us about available programs that may help you get into a vehicle and establish or rebuild your credit.
Start with our free online credit application. Once it’s complete, our finance team will review your information and explore a loan package based on your individual circumstances.
Explore Your Options →All financing is subject to credit approval and lender requirements. Rates and terms are subject to change. Contact the dealership for current rates, program details, and vehicle availability.
We’ll help you compare options, understand the numbers, and decide whether a loan or lease makes sense for your budget. Questions are always welcome.
From credit questions to payment estimates and trade-in values, we’re here to make your next purchase easier. Explore our Kia models, talk through your financing options, or contact our team to arrange a test drive.
